Equipment Finance

Application Finance can arrange finance for just about anything your business needs on terms structured around your needs, taking into account – What the asset is – How it will be used – What your business does – Its cashflows and what provides the best economic outcome.  Application Finance can also assist with working capital and commercial property finance.

Talk with one of our Commercial Finance experts today!

Working Capital

Our team of business finance experts can work with you on a number of working capital facilities to help your business grow or release capital for strategic opportunities.

Commercial Property

Our property finance experts are well placed to assist with financing or refinancing your current or proposed commercial property.  Speak with them now to understand the options available.

Types of finance

There are a number of differnt finance types that can be used to finance commercial equipment, the most common being a Chattel Mortgage, but also includes Hire Purchase, Finance Lease and Operating Lease.  Each has its own unique features and Application can guide you through the details of each.

Chattel Mortgage

A Chattel Morgage is a loan to purchase equipment, a chattel, which forms the security for the loan. 

Hire Purchase

 A Hire Purchase is similar to a Chattel Mortgage, but has a different GST treatment, which doesn’t suit most SME businesses.

Finance Lease

A Finance Lease is another common method for financing plant and equipment and can be structured to suit your cash flow and tax treatment requirements.

Operating Lease

An operating lease is allows use of the equipment at an agreed rental amount and at the end of the agreed term, the equipment is returned.

Calculate your repayments

Disclaimer: While we make every attempt to give you the best possible tools and information, Application Finance Ltd, its agents, employees and accredited lenders will accept no responsibility for any loss that may arise.

Our Finance Services

Finance for your business 
or personal needs

Car Finance

Whether it’s for personal or business use, or perhaps a combination of both, we can structure finance to suit your individual requirments and can even arrange salary packaging arrangements.

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Equipment Finance

Application Finance has extensive expertise in financing equipment and machinery for just about every possible use and can arrange finance to match your cashflow and business requirements.

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Boat Finance

Let our team of experts structure finance for your boat to suit the vessel, how you’ll use it and your requirements to suit individual or business circumstances.

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Property Finance

Whether you’re building or buying, investing or need a Commercial building or warehouse, Application has all of your needs covered. Talk to our experts today.

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Caravans & RVs

Time to get out and explore this great country?  Whether its a caravan, a converted bus or the latest motor home, let our team of experts find the best finance solution to match your lifestyle and travel plans.

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Motor Bikes & E-Bikes

Let our passionate team of exports arrange finance for your next bike, whether its off-road, a road bike or even an E-Bike, our team of exports can access our panel of lenders to arrange the best finance to suit you.

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Personal loan

Whatever your need, Application Finance has access to a number of finance providers and can facilitate finance for a wide range of needs, from a holiday to new kitchen, whatever your needs, speak with our team of experts today

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Get in Touch

Whether you have a specific question or need assistance, we’re here for you.

Contact us today to resolve your finance needs. Application Finance can arrange finance for your business or personal needs to suit your individual personal or business needs for almost any car, boat, equipment or property.

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